Great news!  Zenda has been acquired by InComm Payments!  Read more here.

Introducing the revolutionary Zenda HSA

Zenda HSA combines an AI-powered Visa® debit card*, a flexible bank account and an easy-to-use mobile app that together makes paying for healthcare automated, hassle-free, and always optimized.  It’s the first of its kind, an all new take on HSA with AI built-in to make managing your expenses simple and care-free.

Eliminate hassles and save more money

Did you know that the average family with an HSA misses out on recovering $2,500 of eligible medical expenses each year? That is a LOT of money left on the table.

Zenda HSA has pulled off the impossible: it never misses a medical expense you’re entitled to and even better, it keeps the information you need for the IRS automatically.  Just use the card and see for yourself. It’s magical.

Benefits innovation in action

See what our clients say about the innovation they deliver to their employees to manage growing healthcare costs, save for their future and remove the complexities surrounding HSAs.

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"Persistent drives tech innovation. We brought benefits innovation for our employees with Zenda, and they love it" - Garima, US HR Head
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"Zenda gives us just-in-time guidance, for employees, and for me, as I juggle all our benefits administration and payroll." - Natalie - Benefits Manager
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'We’re transforming employee benefits and Zenda brought a unique approach that’s new in the market.” - Ray – Global Benefits
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"Our employees seek choice in balancing current spending and future savings, and Zenda brings real-time actionability." - Bassel CEO
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"Super easy rollout and administration." - Sarah - Benefits Manager
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Zenda is responsive and knowledgeable in the services they provide. Their webinars offer straightforward explanations on topics that are useful to the overall experience. -Shelly HR Operations Manager
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Never Miss Expenses
Never miss a health expense again and maximize your savings
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Zenda Audit Protection
We’ve got your back when you use the card
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Expert Guidance
Get proactive guidance to make sure you save the most

Simple, painless HSA administration

Zenda didn’t stop after reinventing the HSA experience. We also made it easier than ever to set up and administer.   You can manage everything in a simple dashboard. Onboarding and contributions are fully online and automated.